A couple of years ago I realized that I would never be able to get out of debt with the income I had. I made a decision to enroll in a credit card debt settlement program. All of my creditors had been contacted, and the plan was proceeding well. The majority of my creditors had frozen all interest and charges, and agreed to reduced payments through the debt management plan. Then out of the blue I started receiving a lot of hassle from another creditor who had not contacted me for many years. My debt settlement company was willing to help in any matter. I contacted my caseworker and explained the situation. The caseworker was quick to establish that the debt was statute barred, and forwarded all the necessary information to me. My caseworker was successful in getting the creditor to stop all contact and to write off the debt.
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