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Buying a mountain bike is a big decision as it will not be a cheap purchase. To make the process a little easier on the purse strings, you can use mountain bike finance to pay for your new bike, which will spread the payments out over a number of months or even a couple of years. The flexible payment options mean that you can often get 0% interest deals, so you do not have to pay more for the privilege of spreading your payments. This can be especially useful if you are buying the bike as a Christmas present for someone else, as you will have more money to spend on parties and presents in December, and can use the money you save whilst detoxing in January to pay for the bike.