I have been having a lot of difficulty managing my money while I am here at college.  My parents have been paying my college tuition, but I am responsibly for paying for everything else.  A friend of mine recommended that I try out a program called YNAB because it can really help you manage your money more properly.  It helps to great a budget and that is something that I really need because I have so many bills I have to pay.  I can’t wait to try it and see what it can do for me and see how much it can help me out.